Bill

Bill > H7066


RI H7066

RI H7066
Requires homeowner’s insurance providers to provide two months’ notice before increasing any policy renewal premium more than 20% and a violation constitutes a deceptive trade practice punishable by a fine not to exceed $1,000.


summary

Introduced
01/14/2026
In Committee
01/14/2026
Crossed Over
Passed
Dead

Introduced Session

2026 Regular Session

Bill Summary

This act would require homeowner’s insurance providers to provide two months’ notice before increasing any policy renewal premium more than 20%. A violation would constitute a deceptive trade practice punishable by a fine not to exceed one thousand dollars ($1,000). This act would take effect upon passage.

AI Summary

This bill requires homeowner's insurance providers to give policyholders at least two months' advance notice before increasing the renewal premium by more than 20%, and also mandates a two-month notice period for non-renewal of a homeowner's policy. Violating these notice requirements will be considered a deceptive trade practice, punishable by a fine of up to $1,000. The bill also clarifies that these provisions apply to homeowner's insurance and residential fire insurance, and that any violation of these notice rules constitutes a deceptive trade practice under existing law, which is a violation of chapter 13.1 of title 6.

Committee Categories

Business and Industry

Sponsors (4)

Last Action

Committee recommended measure be held for further study (on 02/03/2026)

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