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TN HB1643
TN HB1643AN ACT to amend Tennessee Code Annotated, Section 55-12-126, relative to proof of insurance.
summary
Introduced
01/14/2026
01/14/2026
In Committee
01/21/2026
01/21/2026
Crossed Over
Passed
Dead
Introduced Session
114th General Assembly
Bill Summary
As introduced, changes the amount of time that proof of financial responsibility must be maintained from the period of the suspension or revocation to one year or the period of the suspension or revocation, whichever is longer, when a person's driver license or motor vehicle registration has been suspended or revoked because of the person's failure to furnish proof of financial responsibility. - Amends TCA Section 55-12-126.
AI Summary
This bill amends Tennessee law to change the duration for which individuals must maintain proof of financial responsibility, meaning proof of having car insurance or a similar financial guarantee, after their driver's license or vehicle registration has been suspended or revoked due to a failure to provide such proof. Previously, this proof only needed to be maintained for the length of the suspension or revocation itself. Now, it must be maintained for whichever is longer: one year, or the original period of suspension or revocation. The bill also clarifies that if a person files new proof of insurance or a bond during the required period, their license and registration will not be suspended or revoked. Furthermore, it outlines the process for the Department of Safety to release the requirement for proof of financial responsibility once the mandated period has passed and no further violations have occurred, and it specifies how vehicle registration can be reinstated upon payment of fees, unless there's an outstanding judgment from a vehicle accident.
Committee Categories
Transportation and Infrastructure
Sponsors (2)
Last Action
Assigned to s/c Transportation Subcommittee (on 01/21/2026)
bill text
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://wapp.capitol.tn.gov/apps/Billinfo/default.aspx?BillNumber=HB1643&ga=114 |
| BillText | https://www.capitol.tn.gov/Bills/114/Bill/HB1643.pdf |
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