Bill > HB4142

This bill mandates that every person operating a vehicle in West Virginia must have insurance coverage and requires the Commissioner of Motor Vehicles to create and implement an electronic system to verify that vehicles are insured. This electronic verification program, which may involve a third-party vendor, will allow for on-demand checks of insurance status and will use data elements like the vehicle identification number and policy number for accuracy. Insurance companies will be required to cooperate with this program, maintain necessary data, and provide a web service for verification. The Insurance Commissioner will also propose rules to implement these requirements and can impose penalties for non-compliance. The bill also updates existing laws regarding the certificate of insurance that must be carried in a vehicle and presented upon request, and clarifies what constitutes proof of insurance, including digital images on wireless devices.

Budget and Finance

http://www.wvlegislature.gov/Bill_Status/Bills_history.cfm?input=4142&year=2026&sessiontype=RS&btype=bill