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AZ SB1191

AZ SB1191
Medicare supplement insurance; ALS; ESRD.


summary

Introduced
01/20/2026
In Committee
Crossed Over
Passed
Dead

Introduced Session

Fifty-seventh Legislature - Second Regular Session (2026)

Bill Summary

AN ACT amending section 20-1133, arizona revised statutes; relating to medicare supplement insurance.

AI Summary

This bill amends Arizona law to ensure that individuals eligible for Medicare due to end-stage renal disease (ESRD) or amyotrophic lateral sclerosis (ALS), regardless of age, have access to the same Medicare supplement insurance benefits and coverage as individuals who are at least 65 years old. ESRD is a severe kidney disease requiring dialysis or a transplant, and ALS, also known as Lou Gehrig's disease, is a progressive neurodegenerative disease. The bill mandates that insurers offering Medicare supplement policies to those 65 and older must also offer them to individuals under 65 who qualify for Medicare due to ESRD or ALS, and these policies cannot have exclusions for services from properly licensed healthcare providers if Medicare covers them. It also establishes specific enrollment periods for these individuals, including a special enrollment window for those under 65 with ESRD or ALS, and prohibits charging them higher premiums than those charged to 65-year-old enrollees for the same plan.

Committee Categories

Budget and Finance

Sponsors (1)

Last Action

Senate read second time (on 01/21/2026)

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