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WV HB4382
WV HB4382Require collection agencies to provide a 30 day notice prior to wage garnishments.
summary
Introduced
01/15/2026
01/15/2026
In Committee
02/09/2026
02/09/2026
Crossed Over
02/06/2026
02/06/2026
Passed
Dead
Introduced Session
2026 Regular Session
Bill Summary
A BILL to amend and reenact §47-16-4 of the Code of West Virginia, 1931, as amended, relating to requiring collection agencies to notify debtors of wage garnishments by regular mail 30 days prior to the initial garnishment; and to send monthly statements showing balance owed.
AI Summary
This bill requires collection agencies to provide debtors with at least 30 days' written notice by regular mail before initiating a wage garnishment for an unpaid debt, and to send monthly statements detailing the amount collected through garnishment and the remaining balance owed. Wage garnishment is a legal process where a portion of a debtor's wages is withheld by their employer to pay off a debt. The bill also clarifies that this new requirement does not prevent the application of other relevant laws concerning debt collection.
Committee Categories
Justice
Sponsors (2)
Last Action
To Judiciary (on 02/09/2026)
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