summary
Introduced
01/15/2026
01/15/2026
In Committee
01/29/2026
01/29/2026
Crossed Over
Passed
Dead
Introduced Session
2026 Regular Session
Bill Summary
The purpose of this bill is to prohibit the denial, cancellation, or other discrimination in policies of life insurance, sickness, disability, or long-term care insurance due to the status of the insured as a living organ donor.
AI Summary
This bill, relating to health insurance for living organ donors, establishes that an insurer issuing or renewing a sickness, disability, or long-term care insurance policy on or after July 1, 2026, cannot deny or limit coverage, prevent an individual from donating an organ as a condition of continued coverage, or discriminate in any other way regarding the policy's terms, price, or conditions solely because someone is a living organ donor, meaning an individual who has donated part or all of an organ and is not deceased. The bill aims to prevent insurance companies from penalizing individuals for their altruistic act of organ donation, ensuring they are not unfairly treated in their health insurance coverage.
Committee Categories
Budget and Finance, Business and Industry
Sponsors (1)
Last Action
To House Banking and Insurance (on 01/29/2026)
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | http://www.wvlegislature.gov/Bill_Status/Bills_history.cfm?input=4348&year=2026&sessiontype=RS&btype=bill |
| Fiscal Note - Public Employees Insurance Agency (PEIA) | http://www.wvlegislature.gov/Fiscalnotes/FN(2)/fnsubmit_recordview1.cfm?RecordID=955020581 |
| Fiscal Note - Human Services, WV Department of | http://www.wvlegislature.gov/Fiscalnotes/FN(2)/fnsubmit_recordview1.cfm?RecordID=955020611 |
| BillText | http://www.wvlegislature.gov/Bill_Status/bills_text.cfm?billdoc=hb4348%20intr.htm&yr=2026&sesstype=RS&i=4348 |
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