Bill > SB1206

This bill amends Arizona law to establish new regulations for public adjusters and contractors involved in storm-related insurance claims. Specifically, it prohibits public adjusters from soliciting business while a loss-producing event is ongoing or emergency services are present at the damaged property, and also prevents them from participating in the repair or reconstruction of properties they have adjusted claims for. For contractors, the bill clarifies and expands existing provisions related to residential construction contracts following catastrophic storms, including requiring specific disclosures in contracts, outlining cancellation rights for homeowners within seventy-two hours of claim denial or four business days of signing, and limiting down payments to fifty percent. It also prohibits contractors from advertising to pay deductibles or offering rebates, and generally prevents them from acting as adjusters or negotiating claim settlements on behalf of homeowners, though they may communicate with insurers with the owner's permission and without compensation. The bill also adds a provision that contractors cannot solicit work while an ongoing loss-producing event or emergency response is occurring at the damaged premises.

Budget and Finance

https://apps.azleg.gov/BillStatus/BillOverview/84334