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OK HB3807

OK HB3807
Insurance; marital status; death of spouse; coverage; rates; effective date.


summary

Introduced
02/02/2026
In Committee
02/03/2026
Crossed Over
Passed
Dead

Introduced Session

2026 Regular Session

Bill Summary

An Act relating to insurance; prohibiting refusal of insurers to insure individuals based on marital status reflecting death of spouse; prohibiting insurers from charging individuals different rates based on marital status reflecting death of spouse; providing for codification; and providing an effective date.

AI Summary

This bill, concerning insurance practices in Oklahoma, mandates that insurance companies cannot deny coverage or limit the scope of insurance for individuals who are widowed, meaning their spouse has passed away, solely based on this change in marital status. Furthermore, insurers are prohibited from charging widowed individuals higher insurance rates compared to those who are currently married, ensuring that the death of a spouse does not negatively impact an individual's insurance costs. This new law will be codified in the Oklahoma Statutes and will take effect on November 1, 2026.

Sponsors (1)

Last Action

Second Reading referred to Rules (on 02/03/2026)

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