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Bill > HB4297
OK HB4297
OK HB4297Insurance; certified certificate of death; small life insurance policies; proof; sworn statement; effective date.
summary
Introduced
02/02/2026
02/02/2026
In Committee
02/10/2026
02/10/2026
Crossed Over
Passed
Dead
Introduced Session
2026 Regular Session
Bill Summary
An Act relating to insurance; permitting certified certificate of death as proof for small life insurance policies; clarifying certificate must be accompanied by sworn statement; providing for codification; and providing an effective date.
AI Summary
This bill allows for a simplified process to claim benefits from small life insurance policies, specifically those valued at $15,000 or less. Instead of requiring a fully completed death certificate, an insurer can accept a certified certificate of death that may still be pending information about the exact manner or cause of death, as long as it is accompanied by a sworn statement from the funeral director who handled the burial services, attesting to the certificate's authenticity and the occurrence of the death. This change aims to streamline the claims process for beneficiaries of these smaller policies and is set to take effect on November 1, 2026.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
Referred to Rules (on 02/10/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | http://www.oklegislature.gov/BillInfo.aspx?Bill=hb4297&Session=2600 |
| BillText | https://www.oklegislature.gov/cf_pdf/2025-26%20INT/hB/HB4297%20INT.PDF |
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