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Bill > HB4297


OK HB4297

OK HB4297
Insurance; certified certificate of death; small life insurance policies; proof; sworn statement; effective date.


summary

Introduced
02/02/2026
In Committee
02/10/2026
Crossed Over
Passed
Dead

Introduced Session

2026 Regular Session

Bill Summary

An Act relating to insurance; permitting certified certificate of death as proof for small life insurance policies; clarifying certificate must be accompanied by sworn statement; providing for codification; and providing an effective date.

AI Summary

This bill allows for a simplified process to claim benefits from small life insurance policies, specifically those valued at $15,000 or less. Instead of requiring a fully completed death certificate, an insurer can accept a certified certificate of death that may still be pending information about the exact manner or cause of death, as long as it is accompanied by a sworn statement from the funeral director who handled the burial services, attesting to the certificate's authenticity and the occurrence of the death. This change aims to streamline the claims process for beneficiaries of these smaller policies and is set to take effect on November 1, 2026.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Referred to Rules (on 02/10/2026)

bill text


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