Bill > H7113

This bill amends the "Unfair Claims Settlement Practices Act" to prohibit dental insurers from refusing to honor a "direction to pay" from an insured or claimant, which is a request to pay a dental service provider directly for covered dental services, even if the provider is not contracted with the insurer, as long as they meet the insurer's credentialing criteria and haven't been terminated. The bill also prevents insurers from modifying the amount of benefits paid directly to these providers, though they can review records to verify services were rendered. Furthermore, it makes it an unfair claims practice for dental insurers to require dental service providers to accept payment solely through virtual credit cards, instead mandating that insurers offer alternative payment methods and provide clear instructions for their selection without charging fees for payment access or processing.

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