Bill > SB452

This bill, amending West Virginia Code §33-6-37, aims to prevent home insurers from canceling or refusing to renew a homeowner's insurance policy simply because the policyholder filed a claim for an isolated incident. The existing law allows insurers to cancel or not renew a combined automobile and homeowners policy if either part of the policy is eligible for cancellation or nonrenewal under other provisions, but it requires the insurer to offer a separate policy for the remaining coverage. This new provision, added as subsection (b), specifically protects homeowners from losing their coverage due to a single, isolated claim, providing greater stability for policyholders.

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http://www.wvlegislature.gov/Bill_Status/Bills_history.cfm?input=452&year=2026&sessiontype=RS&btype=bill