Bill > HB756

This bill mandates that all nursing homes in Mississippi, which are broadly defined to include various facilities providing care to the elderly, infirm, disabled, or incapacitated, must purchase and maintain at least $1,000,000 in liability insurance per incident of negligence for each resident. This insurance coverage is specifically for indemnity, meaning it covers damages awarded to the insured, and does not cover the costs of legal defense. To operate a nursing home, owners or operators must provide proof of this insurance to the State Department of Health, and they are also required to clearly disclose in writing to patients or their representatives, both at the time of contract signing and by prominently displaying it within the facility, whether they carry liability insurance. Failure to comply with these requirements can result in the suspension or revocation of a nursing home's license by the State Department of Health, and the bill also amends existing laws to require proof of this insurance coverage when applying for or renewing a nursing home license.

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https://billstatus.ls.state.ms.us/2026/pdf/history/HB/HB0756.xml