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Bill > HB1060
MS HB1060
MS HB1060Strengthen Mississippi Homes Act; create catastrophic windstorm damage mitigation program in Department of Insurance.
summary
Introduced
01/16/2026
01/16/2026
In Committee
01/16/2026
01/16/2026
Crossed Over
Passed
Dead
02/03/2026
02/03/2026
Introduced Session
2026 Regular Session
Bill Summary
An Act To Create The Strengthen Mississippi Homes Act; To Amend Section 83-1-191, Mississippi Code Of 1972, To Rename The Comprehensive Hurricane Damage Program As The "strengthen Mississippi Homes Program"; To Require The Program To Provide For Hurricane, Tornado And Other Catastrophic Windstorm Damage Mitigation; To Delete Requirements For A Cost-benefit Study On Wind Hazard Mitigation Construction Measures, Wind Certification And Hurricane Mitigation Inspections, And An Advisory Council; To Increase The Maximum Amount Of Financial Grants, Per Home, Offered By The Program; To Require The Commissioner Of Insurance To Promulgate Rules For Issuing Grants Under The Program; To Rename The Comprehensive Hurricane Damage Mitigation Program Fund The "strengthen Mississippi Homes Program Fund"; To Delete The Repealer On The Program; To Require The Commissioner Of Insurance To Submit An Annual Report To The Governor, Lieutenant Governor And Chairs Of The House And Senate Insurance Committees On The Program; To Amend Section 83-5-73, Mississippi Code Of 1972, To Increase The Fee Charged By The Commissioner Of Insurance For Filing And Processing An Agent's Certificate Of Authority; To Require Half Of The Fee To Be Deposited Into The Strengthen Mississippi Homes Program Fund And Half Into The State General Fund; And For Related Purposes.
AI Summary
This bill, known as the Strengthen Mississippi Homes Act, aims to enhance the state's ability to protect homes from catastrophic windstorm damage by creating a new program within the Department of Insurance. The program, formerly the Comprehensive Hurricane Damage Mitigation Program, will now be called the Strengthen Mississippi Homes Program and will provide financial grants of up to $15,000 per home to help homeowners retrofit their properties against damage from hurricanes, tornadoes, and other severe wind events. The bill removes previous requirements for cost-benefit studies, wind certifications, and an advisory council, and instead mandates that the Commissioner of Insurance create rules for issuing these grants. It also renames the associated fund to the Strengthen Mississippi Homes Program Fund, removes a previous repeal date for the program, and requires the Commissioner to submit an annual report on the program's activities to state leadership. Additionally, the bill increases the fee for filing and processing an agent's certificate of authority from $25 to $50, with half of this fee, starting July 1, 2026, being directed to the Strengthen Mississippi Homes Program Fund and the other half to the State General Fund.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
Died In Committee (on 02/03/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://billstatus.ls.state.ms.us/2026/pdf/history/HB/HB1060.xml |
| BillText | https://billstatus.ls.state.ms.us/documents/2026/html/HB/1000-1099/HB1060IN.htm |
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