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Bill > HB988
MS HB988
MS HB988Strengthen Mississippi Homes Act; create catastrophic windstorm damage mitigation program in Department of Insurance.
summary
Introduced
01/16/2026
01/16/2026
In Committee
01/16/2026
01/16/2026
Crossed Over
Passed
Dead
02/03/2026
02/03/2026
Introduced Session
2026 Regular Session
Bill Summary
An Act To Create The Strengthen Mississippi Homes Act; To Amend Section 83-1-191, Mississippi Code Of 1972, To Rename The Comprehensive Hurricane Damage Program The "strengthen Mississippi Homes Program"; To Require The Program To Provide For Hurricane, Tornado And Other Catastrophic Windstorm Damage Mitigation; To Delete Requirements For A Cost-benefit Study On Wind Hazard Mitigation Construction Measures, Wind Certification And Hurricane Mitigation Inspections, And An Advisory Council; To Increase The Maximum Amount Of Financial Grants, Per Home, Offered By The Program; To Require The Commissioner Of Insurance To Promulgate Rules For Issuing Grants Under The Program; To Rename The Comprehensive Hurricane Damage Mitigation Program Fund The "strengthen Mississippi Homes Program Fund"; To Delete The Repealer On The Program; To Require The Commissioner Of Insurance To Submit An Annual Report To The Governor, Lieutenant Governor And Chairs Of The House And Senate Insurance Committees On The Program; To Amend Section 83-5-73, Mississippi Code Of 1972, To Increase The Fee Charged By The Commissioner Of Insurance For Filing And Processing An Agent's Certificate Of Authority; To Require Half Of The Fee To Be Deposited Into The Strengthen Mississippi Homes Program Fund And Half Into The State General Fund; And For Related Purposes.
AI Summary
This bill, known as the Strengthen Mississippi Homes Act, renames the existing Comprehensive Hurricane Damage Mitigation Program to the Strengthen Mississippi Homes Program and expands its scope to cover damage from hurricanes, tornadoes, and other catastrophic windstorms. The program will now focus on providing financial grants to homeowners to retrofit their properties against such damage, with the maximum grant amount per home increased to $15,000. The bill removes requirements for cost-benefit studies on mitigation measures, wind certifications, hurricane mitigation inspections, and an advisory council, and instead mandates that the Commissioner of Insurance create rules for issuing these grants. Additionally, the bill renames the associated fund to the Strengthen Mississippi Homes Program Fund, removes a previous repeal date for the program, and requires the Commissioner of Insurance to submit an annual report on the program's activities to state leadership. Finally, the bill increases the fee for filing and processing an agent's certificate of authority from $25 to $50, with half of this fee ($25) to be deposited into the Strengthen Mississippi Homes Program Fund and the other half into the State General Fund, starting July 1, 2026.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
Died In Committee (on 02/03/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://billstatus.ls.state.ms.us/2026/pdf/history/HB/HB0988.xml |
| BillText | https://billstatus.ls.state.ms.us/documents/2026/html/HB/0900-0999/HB0988IN.htm |
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