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Bill > SB2051


HI SB2051

HI SB2051
Relating To Insurance.


summary

Introduced
01/21/2026
In Committee
01/22/2026
Crossed Over
Passed
Dead

Introduced Session

2026 Regular Session

Bill Summary

Removes discriminatory requirements for mandatory insurance coverage of in vitro fertilization procedures to create parity of coverage for same-sex couples, unmarried individuals, transgender persons, and opposite-sex couples for whom male infertility is the relevant factor. Requires the insured or the insured's dependent spouse to have a history of infertility of at least six months' duration, rather than five years. Includes need for medical intervention to conceive due to physiological or anatomical factors.

AI Summary

This bill aims to eliminate discriminatory requirements for insurance coverage of in vitro fertilization (IVF) procedures, ensuring parity for same-sex couples, unmarried individuals, transgender persons, and opposite-sex couples where male infertility is the issue. It modifies existing law to require a history of infertility of at least six months, or the need for medical intervention to conceive due to physiological or anatomical factors, instead of the previous five-year requirement. The bill also clarifies that "family coverage" under insurance policies must be gender-neutral, meaning any benefit offered to married opposite-sex couples must also be available to same-sex couples, transgender individuals, and individuals regardless of marital status, and that infertility treatments must recognize the unique reproductive needs of these groups. Furthermore, it expands the definition of who can undergo IVF for coverage purposes to include oocyte donors or surrogates and specifies that the insured's or their spouse's sperm must be used. For employers with 25 or more employees, the bill mandates coverage for at least three IVF cycles, including fertility preservation and gamete donation, without discrimination based on gender, marital status, or sexual orientation.

Committee Categories

Health and Social Services

Sponsors (7)

Last Action

The committee on HHS deferred the measure. (on 01/30/2026)

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