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Bill > HR7138


US HR7138

US HR7138
Stop Wall Street Landlords Act of 2026


summary

Introduced
01/16/2026
In Committee
01/16/2026
Crossed Over
Passed
Dead

Introduced Session

119th Congress

Bill Summary

A BILL To amend the Internal Revenue Code of 1986 to disallow the deduction of certain expenses relating to ownership of single-family homes by specified large investors, to impose an excise tax on the sale of such homes by such investors, and to prohibit Federal mortgage assistance relating to certain large investors.

AI Summary

This bill, titled the "Stop Wall Street Landlords Act of 2026," aims to curb the practice of large investors owning single-family homes by disallowing certain tax deductions for these investors on expenses like mortgage interest and depreciation related to these properties, and by imposing an excise tax equal to the sale price on any single-family home sold by a "specified large investor." A "specified large investor" is defined as any entity with over $100 million in net assets, with exceptions for government entities and certain tax-exempt organizations, and the bill clarifies that "single-family home" refers to properties with one to four dwelling units, excluding federally-assisted housing. Furthermore, the bill prohibits federal mortgage assistance programs, specifically those managed by Fannie Mae, Freddie Mac, and Ginnie Mae, from purchasing or insuring mortgages where the lender is a "specified large investor," with the revenue from any imposed penalties directed to the Housing Trust Fund to support affordable housing initiatives.

Committee Categories

Budget and Finance

Sponsors (16)

Last Action

Referred to the Committee on Ways and Means, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. (on 01/16/2026)

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