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WV HB4539
WV HB4539Requiring health insurers provide price information to consumers timely prior to rate change
summary
Introduced
01/19/2026
01/19/2026
In Committee
01/19/2026
01/19/2026
Crossed Over
Passed
Dead
Introduced Session
2026 Regular Session
Bill Summary
The purpose of this bill is to provide policyholders notice of upcoming rate changes in their policies and establish when rate changes can take effect.
AI Summary
This bill requires health insurers in West Virginia to provide timely notice to policyholders about upcoming rate changes. Specifically, if the state's insurance commissioner approves a rate increase, the insurer must send a written notice to affected policyholders at least 30 days before open enrollment begins. This notice must clearly state the exact dollar amount and percentage of the premium increase, the effective date of the new rate, and any changes to the plan's design or benefits, including reductions. This information, along with details about public health programs like Medicaid, must be presented in a prominent 16-point bold font. Furthermore, any rate change implemented by an insurer can only take effect after the open enrollment period has concluded.
Committee Categories
Budget and Finance
Sponsors (3)
Last Action
To House Finance (on 01/19/2026)
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | http://www.wvlegislature.gov/Bill_Status/Bills_history.cfm?input=4539&year=2026&sessiontype=RS&btype=bill |
| Fiscal Note - Insurance Commission | http://www.wvlegislature.gov/Fiscalnotes/FN(2)/fnsubmit_recordview1.cfm?RecordID=941210961 |
| BillText | http://www.wvlegislature.gov/Bill_Status/bills_text.cfm?billdoc=hb4539%20intr.htm&yr=2026&sesstype=RS&i=4539 |
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