summary
Introduced
01/13/2026
01/13/2026
In Committee
01/13/2026
01/13/2026
Crossed Over
Passed
Dead
Introduced Session
Potential new amendment
2026 Regular Regular Session
Bill Summary
Health insurance; prior authorization for health care services. Decreases from 72 hours to 24 hours and from seven days to five days the time by which a health insurance carrier is required to respond to expedited and standard requests for prior authorization for health care services, respectively. The bill prohibits a carrier from (i) denying a claim for the provision of dental services by a dentist or oral surgeon for failure to obtain prior authorization if the dentist or oral surgeon calls the dental plan during business hours to obtain such prior authorization and is unable to reach the dental plan or is placed on hold for longer than 15 minutes and (ii) downcoding a claim if a prior authorization was approved. The bill requires carriers to establish a system in which providers with high prior authorization approval rates are not required to obtain prior authorization for routine health care services. Additionally, the bill provides that if a prior authorization request is denied, the carrier is required to notify providers and enrollees if artificial-intelligence based tools were used in reviewing the request.
AI Summary
This bill aims to expedite and improve the prior authorization process for healthcare services by requiring health insurance carriers to respond to expedited requests within 24 hours and standard requests within five days, significantly reducing the current timelines. It also introduces protections for dentists and oral surgeons, preventing claim denials for dental services if they are unable to reach the dental plan for prior authorization within business hours or are placed on hold for over 15 minutes. Furthermore, the bill prohibits carriers from downcoding claims that have already received prior authorization approval and mandates the establishment of a system that exempts providers with high approval rates from obtaining prior authorization for routine services. Finally, if a prior authorization request is denied, carriers must notify both providers and patients if artificial intelligence (AI) tools were used in the review process, ensuring greater transparency in how decisions are made.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
Passed by indefinitely in Commerce and Labor (9-Y 6-N) (on 01/26/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://lis.virginia.gov/bill-details/20261/SB500 |
| Commerce and Labor Amendment | https://lis.virginia.gov/bill-details/20261/SB500/text/SB500ASC1 |
| BillText | https://lis.virginia.gov/bill-details/20261/SB500/text/SB500 |
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