Bill > HB1095

This bill, known as the "Fair Payment Protection Act," prohibits businesses from adding extra charges, called surcharges, to consumers who choose to pay with a credit or debit card for goods or services. It defines key terms like "credit card," "debit card," and "surcharge" to clarify what types of payments are covered. While businesses cannot add surcharges, they are allowed to offer discounts for customers who pay with cash, check, or debit card, provided they clearly post notice of these discounts. The bill also states that agreements preventing gas distributors or retailers from offering such discounts are void, and it prohibits conditioning the acceptance of a credit or charge card on a minimum transaction amount without proper disclosure. Violating these provisions will be considered an unfair or deceptive trade practice, with the Attorney General empowered to impose civil penalties of up to $500 per violation and to create rules to enforce the act, which will take effect on July 1, 2026.

Business and Industry

https://billstatus.ls.state.ms.us/2026/pdf/history/HB/HB1095.xml