Bill
Bill > SB2409
MS SB2409
MS SB2409Mississippi Department of Insurance; establish comprehensive mitigation program for retrofitting insurable homes.
summary
Introduced
01/19/2026
01/19/2026
In Committee
02/13/2026
02/13/2026
Crossed Over
02/10/2026
02/10/2026
Passed
Dead
Introduced Session
2026 Regular Session
Bill Summary
An Act To Create The "strengthen Mississippi Homes Act" To Establish A Comprehensive Mitigation Program In The Mississippi Department Of Insurance For Retrofitting Insurable Homes; To Amend Section 83-1-191, Mississippi Code Of 1972, To Rename The "comprehensive Hurricane Damage Mitigation Program" To The "strengthen Mississippi Homes Program"; To Include Hurricane, Tornado Or Other Catastrophic Windstorm Event Mitigation; To Remove The Provisions For A Cost-benefit Study On Wind Hazard Mitigation Construction Measures, Wind Certification And Hurricane Mitigation Inspections, And An Advisory Council; To Increase The Amounts Of Financial Grants Offered By The Strengthen Mississippi Homes Program To $15,000.00 Per Home And To Allow The Commissioner Of Insurance To Establish Criteria For Issuing Of Grants By Regulation; To Rename The "comprehensive Hurricane Damage Mitigation Program Fund" To The "strengthen Mississippi Homes Fund"; To Remove The Repealer; To Amend Section 83-5-73, Mississippi Code Of 1972, To Increase The Fee Charged For An Agent's Certificate Of Authority From $25.00 To $50.00; To Provide That One-half Of The Fee Will Be Deposited Into The State General Fund And One-half Of The Fee Will Be Deposited Into The Strengthen Mississippi Homes Fund; And For Other Related Purposes.
AI Summary
This bill, known as the "Strengthen Mississippi Homes Act," establishes a comprehensive program within the Mississippi Department of Insurance to help homeowners retrofit their insurable homes to better withstand hurricane, tornado, or other catastrophic windstorm events. The program, renamed from the "Comprehensive Hurricane Damage Mitigation Program," will now offer financial grants of up to $15,000 per home for these retrofitting efforts, with the Commissioner of Insurance authorized to set specific criteria for grant eligibility and administration. The bill also renames the associated fund to the "Strengthen Mississippi Homes Fund" and removes provisions for cost-benefit studies, wind certifications, inspections, and an advisory council, while also increasing the fee for an agent's certificate of authority from $25 to $50, with half of this fee now going to the Strengthen Mississippi Homes Fund.
Committee Categories
Business and Industry
Sponsors (8)
Joel Carter (R)*,
Scott DeLano (R)*,
Jeremy England (R)*,
Dean Kirby (R)*,
Walter Michel (R)*,
Mike Seymour (R)*,
Mike Thompson (R)*,
Chuck Younger (R)*,
Last Action
Referred To Insurance;Accountability, Efficiency, Transparency (on 02/13/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://billstatus.ls.state.ms.us/2026/pdf/history/SB/SB2409.xml |
| BillText | https://billstatus.ls.state.ms.us/documents/2026/html/SB/2400-2499/SB2409PS.htm |
| BillText | https://billstatus.ls.state.ms.us/documents/2026/html/SB/2400-2499/SB2409IN.htm |
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