Bill
Bill > SB2380
MS SB2380
MS SB2380Automobile insurance; require reinstatement of policy where insurer fails to provide proper notice and insured pays premiums.
summary
Introduced
01/19/2026
01/19/2026
In Committee
01/19/2026
01/19/2026
Crossed Over
Passed
Dead
02/03/2026
02/03/2026
Introduced Session
2026 Regular Session
Bill Summary
An Act To Provide That For Any Insurance Policy That Falls Within The Jurisdiction Of The State Insurance Department Under Title 83, Mississippi Code Of 1972, When An Insurer Cancels A Policy For Nonpayment Of Premiums But The Insurer Mailed A Notice Of Cancellation For Nonpayment Of Premiums To A Different Address Than The Address Shown In The Policy Resulting In The Named Insured Failing To Receive Proper Notice From The Insurer, The Insured Shall Have The Opportunity To Pay The Past-due Premiums For The Policy; To Provide That If The Insured Pays The Past-due Premiums On The Policy, The Policy Shall Be Reinstated, And The Original Terms Of The Policy Shall Be Binding; To Amend Section 83-11-5, Mississippi Code Of 1972, To Conform To The Provisions Of The Act; To Bring Forward Section 83-11-9, Mississippi Code Of 1972, For The Purpose Of Possible Amendment; And For Related Purposes.
AI Summary
This bill requires that if an insurance company cancels an automobile insurance policy due to nonpayment of premiums but mistakenly sends the cancellation notice to an incorrect address, failing to properly notify the insured, the insured will be given a chance to pay the overdue premiums. If the insured pays the outstanding amount, the policy will be reinstated with its original terms. This provision aims to protect policyholders from losing coverage due to administrative errors in the insurer's mailing address, ensuring they receive proper notification before cancellation.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
Died In Committee (on 02/03/2026)
Official Document
bill text
bill summary
Loading...
bill summary
Loading...
bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://billstatus.ls.state.ms.us/2026/pdf/history/SB/SB2380.xml |
| BillText | https://billstatus.ls.state.ms.us/documents/2026/html/SB/2300-2399/SB2380IN.htm |
Loading...