Bill > HB367

This bill, effective January 1, 2027, prohibits insurers, nonprofit health service plans, and health maintenance organizations (HMOs) in Maryland from charging patients more for covered physical therapy services than they would charge for an annual physical or wellness visit under the same health insurance plan or contract. This means that the out-of-pocket costs for physical therapy, such as copayments (a fixed amount paid for a service), coinsurance (a percentage of the cost paid by the patient), and deductibles (the amount paid before insurance coverage begins), cannot be higher than those for a routine check-up. The bill defines "physical therapy services" as those provided by a licensed physical therapist within their scope of practice and applies to various types of health insurance policies and HMO contracts issued or delivered in the state, requiring these entities to clearly outline coverage details for physical therapy in their plans.

Health and Social Services

https://mgaleg.maryland.gov/mgawebsite/Legislation/Details/HB0367?ys=2026RS