Bill

Bill > SB629


VA SB629

VA SB629
First-time home buyer savings plan; townhouses, principal limits.


summary

Introduced
01/14/2026
In Committee
02/04/2026
Crossed Over
Passed
Dead

Introduced Session

Potential new amendment
2026 Regular Regular Session

Bill Summary

First-time home buyer savings plan; townhouses; principal limits. Includes townhouses in the definition of single-family residence for purposes of the First-Time Home Buyer Savings Plan Act. The bill also increases (i) the aggregate amount of principal that can be contributed to a first-time home buyer savings account from $50,000 to $100,000 and (ii) the limit on the amount of principal and interest or other income on the principal that may be retained in such an account from $150,000 to $200,000.

AI Summary

This bill expands the benefits of the First-Time Home Buyer Savings Plan Act by including townhouses within the definition of a single-family residence, making them eligible for savings plans. Additionally, it significantly increases the financial limits associated with these savings accounts: the maximum amount of principal that can be contributed to an account is raised from $50,000 to $100,000, and the total amount of principal, interest, or other income that can be held in the account is increased from $150,000 to $200,000. These changes aim to provide greater financial assistance to individuals and families looking to purchase their first home in Virginia.

Committee Categories

Budget and Finance, Housing and Urban Affairs, Justice

Sponsors (1)

Last Action

Continued to next session in Finance and Appropriations (15-Y 0-N) (on 02/10/2026)

bill text


bill summary

Loading...

bill summary

Loading...

bill summary

Document Type Source Location
State Bill Page https://lis.virginia.gov/bill-details/20261/SB629
General Laws and Technology Amendment https://lis.virginia.gov/bill-details/20261/SB629/text/SB629AS1
General Laws and Technology Amendment https://lis.virginia.gov/bill-details/20261/SB629/text/SB629ASC2
General Laws and Technology Amendment https://lis.virginia.gov/bill-details/20261/SB629/text/SB629ASC1
Fiscal Note/Analysis - Fiscal Impact statement From TAX (1/23/2026 2:35 pm) https://lis.blob.core.windows.net/files/1095803.PDF
BillText https://lis.virginia.gov/bill-details/20261/SB629/text/SB629
Loading...