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Bill > S0830


SC S0830

SC S0830
Automobile Insurance Issuance


summary

Introduced
01/20/2026
In Committee
01/20/2026
Crossed Over
Passed
Dead

Introduced Session

126th General Assembly

Bill Summary

Amend The South Carolina Code Of Laws By Amending Section 38-77-122, Relating To Insurers And Agents Prohibited From Refusing To Issue Automobile Insurance Policies Due To Certain Factors And Prohibited Factors For Premium Rates, So As To Provide That Insurers Can Limit The Issuance Of Insurance To Members Of Particular Non-profit Member Organizations.

AI Summary

This bill amends existing South Carolina law, specifically Section 38-77-122, which currently prohibits insurance companies and agents from refusing to issue automobile insurance policies based on factors like age, sex, location, race, marital status, or income. The key change introduced by this bill is to allow insurers to limit the issuance of automobile insurance policies to only those individuals who are members of specific non-profit member organizations, a provision that was previously a general exception but is now being explicitly retained and clarified within the context of prohibited refusal factors. This means that while insurers are generally barred from denying coverage based on personal characteristics, they can now more clearly restrict policy issuance to members of certain groups.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Senate Banking and Insurance Committee on 342, 830, 851 (11:00:00 3/11/2026 Gressette Room 308) (on 03/11/2026)

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