Bill > SB177

This bill requires that health benefit plans, which are policies or contracts providing coverage for medical expenses in Alabama, must cover supplemental breast examinations and diagnostic breast examinations without charging the insured person any cost-sharing requirement, meaning no deductible (an initial amount the insured pays before insurance kicks in), copayment (a fixed amount paid per service), or coinsurance (a percentage of the cost paid by the insured). A supplemental breast examination is a screening for breast cancer when no abnormality is suspected, based on risk factors like family history or dense tissue, while a diagnostic breast examination is used to evaluate an abnormality found during a screening or detected by other means. This provision applies to various types of health coverage, excluding limited benefit policies, and will take effect on January 1, 2027.

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