Bill
Bill > HB1236
summary
Introduced
01/19/2026
01/19/2026
In Committee
01/19/2026
01/19/2026
Crossed Over
Passed
Dead
02/03/2026
02/03/2026
Introduced Session
2026 Regular Session
Bill Summary
An Act To Create The Association Self-funded Health Benefit Plan Coverage Act; To Define Certain Terms; To Authorize An Association In Mississippi To Purchase Hospital, Surgical And Medical Expense Benefits Coverage From A Self-funded Association Plan Subject To The Jurisdiction Of Another State Insurance Department Or The Federal Government; To Exempt Such Plans Subject To The Jurisdiction Of Another State Or The Federal Government From The Insurance Laws Of This State And Regulations Of The Department Of Insurance Upon Demonstrating To The Commissioner Of Insurance That Certain Requirements Have Been Met; To Require Written Notice To Be Provided To Plan Participants And Prospective Purchasers That The Plan Is Not Regulated By Mississippi Law; To Authorize The Commissioner To Retain Professionals To Assist In Reviewing A Plan's Request To Be Exempt From State Insurance Laws And Regulations; To Require Such Plans To Designate The Commissioner As Its Agent For Service Of Process In Mississippi; To Authorize The Commissioner To Adopt Rules And Regulations To Carry Out The Provisions Of The Act; To Amend Section 83-5-3, Mississippi Code Of 1972, In Conformity To The Provisions Of This Act; And For Related Purposes.
AI Summary
This bill, known as the "Association Self-Funded Health Benefit Plan Coverage Act," allows associations in Mississippi to offer health benefit plan coverage to their members through self-funded plans that are regulated by another state's insurance department or the federal government, rather than Mississippi's insurance laws. To qualify for this exemption, these plans must meet specific criteria, including being established for at least three years for purposes other than just providing insurance, operating under sound actuarial principles, and not being offered to the general public. Participants in these plans must be clearly informed in writing that their coverage is not regulated by Mississippi's Department of Insurance and is not covered by the Mississippi Life and Health Insurance Guaranty Association, which provides a safety net for policyholders. The Commissioner of Insurance can hire professionals to help review these exemption requests, and the plans must designate the Commissioner as their agent for legal service in Mississippi. The bill also makes a conforming amendment to existing law to reflect these changes and takes effect on July 1, 2026.
Committee Categories
Government Affairs
Sponsors (2)
Last Action
Died In Committee (on 02/03/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://billstatus.ls.state.ms.us/2026/pdf/history/HB/HB1236.xml |
| BillText | https://billstatus.ls.state.ms.us/documents/2026/html/HB/1200-1299/HB1236IN.htm |
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