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MD SB304

MD SB304
Collisions With Wild Animals - Prohibited Actions by Insurer


summary

Introduced
01/21/2026
In Committee
01/21/2026
Crossed Over
Passed
Dead

Introduced Session

2026 Regular Session

Bill Summary

Prohibiting an insurer, with respect to private passenger motor vehicle insurance, from increasing a premium, adding a surcharge, or removing, altering, or refusing to consider a discount based on accidents or losses caused by a collision with a free-roaming wild animal and for which the insured was not at fault for the loss.

AI Summary

This bill, concerning private passenger motor vehicle insurance in Maryland, prohibits insurance companies from penalizing drivers for accidents involving free-roaming wild animals when the driver was not at fault for the collision. Specifically, insurers are forbidden from increasing a policyholder's premium, adding a surcharge, or removing, changing, or refusing to apply a discount based on such an incident, aiming to prevent drivers from facing financial repercussions for unavoidable encounters with wildlife.

Committee Categories

Budget and Finance

Sponsors (12)

Last Action

Senate Finance Hearing (13:00:00 2/4/2026 ) (on 02/04/2026)

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