summary
Introduced
01/21/2026
01/21/2026
In Committee
01/21/2026
01/21/2026
Crossed Over
Passed
Dead
Introduced Session
2026 Regular Session
Bill Summary
Prohibiting an insurer, with respect to private passenger motor vehicle insurance, from increasing a premium, adding a surcharge, or removing, altering, or refusing to consider a discount based on accidents or losses caused by a collision with a free-roaming wild animal and for which the insured was not at fault for the loss.
AI Summary
This bill, concerning private passenger motor vehicle insurance in Maryland, prohibits insurance companies from penalizing drivers for accidents involving free-roaming wild animals when the driver was not at fault for the collision. Specifically, insurers are forbidden from increasing a policyholder's premium, adding a surcharge, or removing, changing, or refusing to apply a discount based on such an incident, aiming to prevent drivers from facing financial repercussions for unavoidable encounters with wildlife.
Committee Categories
Budget and Finance
Sponsors (12)
Jack Bailey (R)*,
Mary Beth Carozza (R),
Brian Feldman (D),
Jason Gallion (R),
Guy Guzzone (D),
Shelly Hettleman (D),
Nancy King (D),
Sara Love (D),
Justin Ready (R),
Johnny Salling (R),
Chris West (R),
Karen Young (D),
Last Action
Senate Finance Hearing (13:00:00 2/4/2026 ) (on 02/04/2026)
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://mgaleg.maryland.gov/mgawebsite/Legislation/Details/SB0304?ys=2026RS |
| BillText | https://mgaleg.maryland.gov/2026RS/bills/sb/sb0304f.pdf |
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