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WV HB4651

WV HB4651
Relating to unfair or unconscionable debt collection practices


summary

Introduced
01/21/2026
In Committee
02/06/2026
Crossed Over
Passed
Dead

Introduced Session

2026 Regular Session

Bill Summary

The purpose of this bill is to permit the collection of interest or attempts to collect any interest or other charge, fee or expense on a debt when that charge or expense is expressly authorized by either the agreement creating or modifying the obligation or by statute or regulation instead of requiring both the agreement and a statute tor regulation.

AI Summary

This bill amends existing West Virginia law to clarify when debt collectors can charge interest or other fees on a debt. Previously, debt collectors needed both the original agreement creating the debt and a statute or regulation to authorize these additional charges. This bill changes that requirement, allowing debt collectors to charge interest or other fees if they are authorized by *either* the agreement *or* by a statute or regulation, making it easier to collect these amounts. This change is intended to simplify the process for collecting authorized charges on debts.

Committee Categories

Justice

Sponsors (1)

Last Action

To House Courts (on 02/06/2026)

bill text


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