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Bill > HB1447


MS HB1447

MS HB1447
Mississippi Social Media Fraud Accountability and Consumer Protection Act; create.


summary

Introduced
01/16/2026
In Committee
01/16/2026
Crossed Over
Passed
Dead
02/03/2026

Introduced Session

2026 Regular Session

Bill Summary

An Act To Be Known As The Mississippi Social Media Fraud Accountability And Consumer Protection Act; To Provide That Social Media Platforms Have A Duty Of Care To Protect Users From Fraudulent Advertisers; To Require Identity Verification, Fraud Detection And Reporting Mechanisms; To Mandate The Removal Of Fraudulent Advertisements Within Seventy-two Hours; To Require Quarterly Transparency Reports; To Establish Liability And A Safe Harbor For Compliant Platforms; To Authorize The Attorney General To Bring Civil Action Against Social Media Platforms That Violate This Act; To Provide Individuals Harmed By A Pattern Or Practice That Violates This Act A Private Right Of Action; To Amend Section 75-24-5, Mississippi Code Of 1972, To Provide That A Violation Of This Act Is An Unfair Or Deceptive Business Practice Under Consumer Protection Laws; To Amend Sections 77-3-803 And 77-3-805, Mississippi Code Of 1972, To Prohibit Caller Id Spoofing In Advertisements; To Amend Section 81-29-3, Mississippi Code Of 1972, To Prohibit The Unauthorized Use Of Bank Names; And For Related Purposes.

AI Summary

This bill, known as the Mississippi Social Media Fraud Accountability and Consumer Protection Act, establishes new responsibilities for social media platforms that accept payment for advertising to protect users from fraudulent advertisements, which are defined as paid or promoted content that misrepresents facts to induce a transaction. Social media platforms must implement robust identity verification for advertisers, programs to detect and remove impersonations, fraud detection systems, and user-friendly tools for reporting suspected fraud. If a fraudulent advertisement is reported, the platform must investigate and remove it within 72 hours, and then notify the reporter of the outcome. Platforms are also required to publish quarterly transparency reports detailing fraud reports, removals, and resolution times. Platforms can be held liable for damages if they violate these duties, fail to remove fraudulent ads promptly, or knowingly allow fraud. Violations are considered unfair or deceptive practices under Mississippi consumer protection laws, and the Attorney General can bring civil actions, with penalties of at least $10,000 per violation. Individuals harmed by a pattern of violations can also sue. The bill also amends existing laws to prohibit "caller ID spoofing," which is the practice of falsifying caller identification information, in advertisements and to prevent the unauthorized use of bank names in electronic advertisements or solicitations, with violations of this provision being considered fraudulent advertisements under this new act.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Died In Committee (on 02/03/2026)

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