Bill > A09584

This bill enhances "know your customer" (KYC) requirements and responsible gaming procedures for mobile sports wagering licensees by introducing new definitions and protocols. It mandates that licensees collect more detailed personal information from prospective bettors, including full legal name, address, date of birth, partial social security number or equivalent identification, email, phone number, and photos of identification and the individual. Licensees must also ensure this information is directly provided by the bettor and not pre-filled. The bill introduces the concept of "account sharing" and "proxy betting" (where one person uses another's account or bets on behalf of someone else), defining them as prohibited activities. Bettors must attest that they are the sole user of their account and will not permit others to access it. Licensees are required to allow bettors to permanently close their accounts at any time and must return any remaining funds promptly. The bill also establishes a framework for identifying and assessing "at-risk," "elevated-risk," and "high-risk" bettors based on "risk factors" like increased wager size, deposit frequency, or prolonged betting sessions, and requires licensees to conduct "risk assessments" to identify those at significant risk of "gambling-related harm" (defined as psychological, physical, occupational, financial, legal, domestic, or familial harm). Furthermore, it mandates multi-factor authentication for account access, requires licensees to monitor for suspicious activity, and outlines procedures for suspending accounts and notifying the commission if violations are suspected. Violators of these new rules, including those engaging in account sharing or proxy betting, can be designated as "prohibited bettors." Fines collected from violations of problem gaming and responsible gaming procedures will be distributed, with one-third going to education aid, one-third to problem gambling treatment and education, and one-third retained by the commission for enforcement. The bill also clarifies that existing problem gaming plans must include these new responsible gaming procedures and ensures that the definitions used in related sections of law now encompass these new provisions.

Business and Industry, Housing and Urban Affairs

https://www.nysenate.gov/legislation/bills/2025/A9584