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MI HB5470

MI HB5470
Financial institutions: money transmitters; money transmitter license; subject virtual currency kiosk to. Amends sec. 3 of 2006 PA 250 (MCL 487.1003). TIE BAR WITH: HB 5469'26


summary

Introduced
01/22/2026
In Committee
01/22/2026
Crossed Over
Passed
Dead

Introduced Session

103rd Legislature

Bill Summary

A bill to amend 2006 PA 250, entitled"Money transmission services act,"by amending section 3 (MCL 487.1003), as amended by 2018 PA 573.

AI Summary

This bill expands the definition of "money transmission services" under Michigan's Money Transmission Services Act to include the ownership, operation, facilitation, solicitation, marketing, or advertising of a virtual currency kiosk, which is a machine that allows users to buy or sell virtual currency. The bill also clarifies that a "payment instrument," such as a check or money order, includes any closed-loop prepaid access device or vehicle, regardless of whether it is negotiable. These changes aim to bring virtual currency kiosks under the same regulatory framework as traditional money transmitters, ensuring greater oversight and consumer protection in the evolving financial landscape.

Committee Categories

Government Affairs

Sponsors (2)

Last Action

Bill Electronically Reproduced 01/22/2026 (on 01/27/2026)

bill text


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