Bill > HB2640

This bill aims to prevent and address unauthorized filings made with the Uniform Commercial Code (UCC), which are official records used to track security interests in personal property. It introduces criminal penalties for knowingly filing a UCC record that is not authorized, unrelated to a legitimate transaction, and intended to harass or defraud someone. The bill also establishes a process for individuals who believe they have been wrongly targeted by such filings to have them terminated. This involves submitting a notarized affidavit to the filing office, which will then issue a termination statement unless the filing party can prove authorization through a legal challenge. The bill clarifies that filing offices can refuse records if they suspect harassment or fraud, particularly from individuals who are not "trusted filers" (regular filers with verified contact information), and outlines procedures for administrative review and legal reinstatement of wrongfully terminated filings, including provisions for recovering costs and attorney fees for victims of fraudulent filings.

Budget and Finance, Justice

https://app.leg.wa.gov/billsummary?BillNumber=2640&Year=2025&Initiative=false