Bill
Bill > S2301
RI S2301
RI S2301Amends unfair claims practices law by requiring an insurance appraisal by a licensed appraiser where damage to a motor vehicle exceeds $5,000 (from $2,500) and eliminates language that prohibits an appraisal based on photos of a damaged motor vehicle.
summary
Introduced
01/23/2026
01/23/2026
In Committee
01/23/2026
01/23/2026
Crossed Over
Passed
Dead
Introduced Session
2026 Regular Session
Bill Summary
This act would amend the unfair claims practices law by requiring an insurance appraisal by a licensed appraiser where damage to a motor vehicle exceeds $5,000 (from $2,500) and would eliminate language that prohibits an appraisal based on photos of a damaged motor vehicle. In addition, it would increase the time within which an appraisal must be done, from 3 days to 4 days. This act would take effect upon passage.
AI Summary
This bill amends the unfair claims practices law by requiring an insurance appraisal by a licensed appraiser for motor vehicle damage exceeding $5,000, an increase from the previous $2,500 threshold, and removes a prohibition against appraisals based solely on photographs of the damage. Additionally, the bill extends the timeframe for completing such appraisals from three to four business days and will become effective upon its passage.
Committee Categories
Justice
Sponsors (8)
Ana Quezada (D)*,
Alana DiMario (D),
Dawn Euer (D),
Pam Lauria (D),
Tiara Mack (D),
Ryan Pearson (D),
Brian Thompson (D),
Lammis Vargas (D),
Last Action
Senate Judiciary Hearing (00:00:00 3/3/2026 ) (on 03/03/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://status.rilegislature.gov/ |
| BillText | https://webserver.rilegislature.gov/BillText26/SenateText26/S2301.pdf |
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