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Bill > SB2732


MS SB2732

MS SB2732
Credit security freeze; create procedure for freeze of a child's consumer credit report within 10 days of the birth of the child.


summary

Introduced
01/19/2026
In Committee
02/12/2026
Crossed Over
02/09/2026
Passed
Dead
03/03/2026

Introduced Session

2026 Regular Session

Bill Summary

An Act To Require Any Consumer Reporting Agency Transacting Business Within This State To Place, Free Of Charge, A Security Freeze On The Consumer Credit Report Of A Child Upon Receiving Such A Request From The Bureau Of Vital Statistics; To Amend Section 41-57-7, Mississippi Code Of 1972, To Require The State Board Of Health To Promulgate Rules And Regulations For Parents In This State To Authorize The Bureau Of Vital Statistics To Request A Security Freeze For A Child Within Ten (10) Days Of The Birth Of The Child; To Direct The Provision Of A Form To Be Given To The Parent Or Parents Of A Child Born Within A Health Care Facility Before The Discharge Of The Child; And For Related Purposes.

AI Summary

This bill establishes a procedure for placing a security freeze, which is a restriction on access to a consumer's credit report, on a child's credit report shortly after birth. It requires any consumer reporting agency, which is a company that collects and sells consumer credit information, operating in the state to place this freeze free of charge upon receiving a request from the Bureau of Vital Statistics. The Bureau of Vital Statistics is the state agency responsible for keeping records of births, deaths, and other vital events. The bill also mandates that the State Board of Health create rules for parents to authorize the Bureau of Vital Statistics to request this security freeze for their child within ten days of birth. For children born in a healthcare facility, a form will be provided to parents before discharge, allowing them to choose whether to authorize the Bureau to request the security freeze for their newborn.

Committee Categories

Business and Industry

Sponsors (7)

Last Action

Died In Committee (on 03/03/2026)

bill text


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