Bill > SB2736

This bill establishes a limitation on civil recovery for damages resulting from motor vehicle accidents when one party fails to maintain "compulsory motor vehicle liability security," which refers to the legally required insurance or financial protection for a vehicle. Specifically, if a driver involved in an accident does not have this required security, the injured party cannot recover the first $25,000 of bodily injury damages and the first $25,000 of property damage. However, this limitation does not apply in several situations, including if the uninsured driver is convicted of driving under the influence related to the accident, intentionally caused the accident, fled the scene, or was committing a felony at the time. The bill also clarifies that this limitation does not affect a passenger's right to recover damages, unless the passenger is also the owner of the uninsured vehicle, and it protects insurers' subrogation rights for amounts paid above the $25,000 threshold. Importantly, the limitation does not apply to vehicles that were legally parked at the time of the accident.

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https://billstatus.ls.state.ms.us/2026/pdf/history/SB/SB2736.xml