Bill > H7267

This bill establishes a "Peer-to-Peer Car Sharing Program Act" that will govern the use of vehicles through car-sharing applications, taking effect on January 1, 2027. It defines key terms like "car sharing period" (the time a vehicle is used by a driver), "peer-to-peer car sharing program" (a platform connecting owners and drivers), and "shared vehicle" (a car available for sharing). A central provision requires the car-sharing program to assume liability for bodily injury, property damage, and uninsured/underinsured motorist losses during the car-sharing period, with specific exceptions for intentional misrepresentation or fraudulent omissions by the owner, or if the owner colludes with a driver who fails to return the vehicle. The program must ensure that both the owner and driver are insured during the car-sharing period, with coverage being primary and potentially needing to meet higher minimums if another state has stricter requirements. The bill also mandates that car-sharing programs notify owners with liens about potential contract violations, outlines exclusions for standard auto insurance policies, requires record-keeping of vehicle usage, exempts car-sharing transactions from certain rental vehicle surcharges, and establishes consumer protection disclosures for both owners and drivers, including information about indemnification, insurance coverage limitations, costs, and emergency contact details. Furthermore, it requires driver's license verification and mandates that car-sharing programs are responsible for any special equipment they install in vehicles and must address automobile safety recalls.

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