Bill > H7275

This bill mandates that health insurance plans in Rhode Island, starting January 1, 2027, must cover services provided by licensed certified professional midwives (CPMs), who are trained professionals certified by the North American Registry of Midwives (NARM) and licensed to practice midwifery. Insurers will be required to reimburse CPMs for services within their professional competence, as defined by standards from the Midwives Alliance of North America (MANA) and the state's department of health, provided these services are also covered when performed by other healthcare providers. Insurers cannot require supervision, signatures, or referrals from other healthcare providers for CPM services unless it's a standard requirement for other providers, and duplicate services will not be paid for. Health insurance providers will also need to report annual utilization and cost data for CPM services to the office of the health insurance commissioner, with specific reporting details to be defined by that office. However, this coverage requirement will not apply to certain limited benefit policies, such as those for hospital confinement indemnity, disability income, accident-only coverage, long-term care, Medicare supplement, specified disease indemnity, or other limited benefit plans.

Health and Social Services

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