summary
Introduced
01/27/2026
01/27/2026
In Committee
02/03/2026
02/03/2026
Crossed Over
Passed
Dead
Introduced Session
104th General Assembly
Bill Summary
Amends the Illinois Insurance Code. Provides that a group or individual policy of accident and health insurance or a managed care plan that is amended, delivered, issued, or renewed on or after January 1, 2028 that provides coverage for: habilitative services shall provide coverage for habilitative speech therapy as a treatment for stuttering, regardless of whether the stuttering is classified as developmental; rehabilitative services shall provide coverage for rehabilitative speech therapy as a treatment for stuttering; or both habilitative services and rehabilitative services shall provide coverage for habilitative speech therapy as a treatment for stuttering, regardless of whether the stuttering is classified as developmental, and shall provide coverage for rehabilitative speech therapy as a treatment for stuttering. Sets forth requirements and limitations for the coverage. Amends the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, the School Code, the Health Maintenance Organization Act, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Illinois Public Aid Code to require coverage under the provisions of those Acts. Amends the State Mandates Act to require implementation without reimbursement. Effective January 1, 2028.
AI Summary
This bill, effective January 1, 2028, mandates that group and individual accident and health insurance policies, as well as managed care plans, must cover speech therapy for stuttering, regardless of whether the stuttering is considered developmental. This coverage applies to both "habilitative services," which help individuals maintain or improve daily living skills, and "rehabilitative services," which aim to restore lost or impaired skills. The bill also extends this coverage requirement to various state programs, including those for state employees, county employees, municipal employees, school employees, and public aid recipients, by amending existing laws like the State Employees Group Insurance Act of 1971 and the Illinois Insurance Code. Importantly, the State Mandates Act is amended to exempt this coverage from state reimbursement, meaning the cost of implementing these new requirements will not be covered by the state.
Committee Categories
Business and Industry
Sponsors (2)
Last Action
Senate Insurance Committee Hearing (17:00:00 3/10/2026 Room 400) (on 03/10/2026)
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