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IL HB4650

IL HB4650
INS CD-MENTAL HEALTH-REVIEW


summary

Introduced
01/28/2026
In Committee
02/03/2026
Crossed Over
Passed
Dead

Introduced Session

104th General Assembly

Bill Summary

Amends the Illinois Insurance Code. Provides that, in conducting utilization review of all covered health care services for the diagnosis, prevention, and treatment of mental, emotional, and nervous disorders or conditions, an insurer shall apply the criteria and guidelines set forth in the most recent version of the treatment criteria developed by an unaffiliated professional organization (instead of an unaffiliated nonprofit professional association) for the relevant clinical specialty or, for Medicaid managed care organizations, criteria and guidelines determined by the Department of Healthcare and Family Services that are consistent with generally accepted standards of mental, emotional, nervous or substance use disorder or condition care. Provides that insurers may not apply utilization review criteria developed by any entity that has a financial stake in the outcome of the utilization review decisions. Makes changes to provisions concerning utilization review relating to level of care placement, continued stay, transfer, discharge, or any other patient care decisions that are within the scope of the specified sources.

AI Summary

This bill amends the Illinois Insurance Code to strengthen protections for individuals seeking treatment for mental, emotional, nervous, or substance use disorders or conditions. Specifically, it mandates that insurers, when reviewing the necessity of healthcare services for these conditions, must use the most current treatment criteria from unaffiliated professional organizations, rather than those from associations with potential financial conflicts. For Medicaid managed care organizations, the criteria must align with standards set by the Department of Healthcare and Family Services that are consistent with generally accepted care standards. The bill also explicitly prohibits insurers from using utilization review criteria developed by any entity that has a financial stake in the outcome of those decisions, and it clarifies that utilization review for patient care decisions like level of care placement, continued stay, or discharge must not use conflicting or more restrictive criteria than those established by recognized professional sources.

Sponsors (1)

Last Action

Referred to Rules Committee (on 02/03/2026)

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