Bill > A3122

This bill mandates that health insurance carriers, including various types of health plans and the State Medicaid program, must provide coverage for family planning and reproductive health care services without any out-of-pocket costs for beneficiaries, with the exception of childbirth, provided these services are rendered by in-network providers. These services are broadly defined to include abortion, emergency services, family planning counseling, laboratory and genetic testing, inpatient hospital care, and well-baby medical care, among others. The bill also specifies that for high-deductible health plans, cost-sharing must be set at the minimum level necessary to preserve tax benefits for health savings accounts. The Commissioner of Banking and Insurance or the State Treasurer can grant exemptions if enforcing the bill would jeopardize federal funding, and the bill includes an exemption for religious employers.

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https://www.njleg.state.nj.us/bill-search/2026/A3122