Bill > A2540

Introduced Session

This bill, to be known as the "Cancer Patient Care and Compassion Act," provides certain protections for Stage III, Stage IV, or terminal cancer patients. The bill: 1. Requires health insurance carriers (including health service corporations, hospital service corporations, medical service corporations, commercial individual and group health insurers, and health maintenance organizations), entities contracted to administer health benefits in connection with the State Health Benefits Program and School Employees' Health Benefits Program, and the NJ FamilyCares/Medicaid program to provide coverage for individuals diagnosed with cancer and with a prognosis that is deemed Stage III, Stage IV, or terminal (1) parenteral treatment of the cancer; (2) survivorship care plan, including follow-up appointments; and (3) any other service or item as determined by the regulators of each type of carrier or contract. Under the bill, "parenteral treatment" means the intravenous, intra-arterial, intraperitoneal, or intrathecal administration of nutrition or medication bypassing the gastrointestinal system and "survivorship care plan" means a plan for an individual with cancer from diagnosis through the end of life that focuses on the health and well-being of the individual. This includes, but is not limited to, side effects from treatment, cancer recurrence, and quality of life. Any cost-sharing or copayment or coinsurance that may be required for coverage will not apply. 2. Prohibits residential mortgage lenders from providing a notice of intention to a residential mortgage debtor undergoing treatment for Stage III, Stage IV, or terminal cancer. Under the bill, a residential mortgage lender shall ensure, before sending a notice of intention to cure a default on a mortgage debtor's residential mortgage obligation, that the residential mortgage debtor is not undergoing treatment for Stage III, Stage IV, or terminal cancer. If a mortgage debtor is undergoing treatment, the mortgage lender will be prohibited from providing a notice of intention to the mortgage debtor until the mortgage lender receives notice from the physician of the mortgage debtor that the debtor is no longer undergoing treatment. Additionally, the bill provides that any foreclosure action to take possession of a residential property will be dismissed upon submission by the residential mortgage debtor to the residential mortgage lender of a letter from the physician of the debtor certifying that the debtor is undergoing treatment for Stage III, Stage IV, or terminal cancer. 3. Prohibits a creditor from initiating a collection proceeding for a default on any debt against an individual who is undergoing treatment for Stage III, Stage IV, or terminal cancer and who submits to the creditor a letter from the individual's physician certifying treatment of the individual for Stage III, Stage IV, or terminal cancer. The bill also provides that any collection proceeding against an individual who is undergoing treatment for Stage III, Stage IV, or terminal cancer is required to be dismissed upon submission by the individual of a letter from the individual's physician certifying treatment of the individual for Stage III, Stage IV, or terminal cancer. 4. Requires that for eviction actions based on nonpayment or habitual late payment of rent, or for failure to pay a rent increase, the Superior Court will authorize a stay of eviction for up to 45 days if the tenant is actively undergoing Stage III, Stage IV, or terminal cancer treatment. To qualify for this stay, the tenant must provide a confidential certification from their treating physician, submitted under seal. Additionally, during the stay period, the tenant has the right to renew their lease upon its expiration, subject to reasonable changes proposed by the landlord. The bill also provides the right to reinstatement to equivalent employment after a period of leave applies to all periods in which TDI or FLI benefits are provided, including extending that right to FLI leave takers employed by employers with less than 30 employees, as is presently the case for TDI leave takers. Under the bill, an employee who is eligible for both earned sick leave and either TDI or FLI benefits, may use either the earned sick leave or whichever is applicable of the TDI or FLI benefits, and may select the order in which they are taken, but may not receive more than one kind of paid leave benefits during any period of time.

AI Summary

Committee Categories

Rosaura Bagolie (D)*,  Linda Carter (D),  Alixon Collazos-Gill (D),  Margie Donlon (D),  Mitchelle Drulis (D),  Roy Freiman (D),  Robert Karabinchak (D),  Andrea Katz (D),  Yvonne Lopez (D),  Tennille McCoy (D),  Cody Miller (D),  Bill Moen (D),  Carmen Morales (D),  Luanne Peterpaul (D),  Eliana Pintor Marin (D),  Gabriel Rodriguez (D),  William Sampson (D),  Heather Simmons (D),  Shanique Speight (D),  Sterley Stanley (D),  Anthony Verrelli (D), 

Introduced, Referred to Assembly Financial Institutions and Insurance Committee (on 01/13/2026)

Official Document