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Bill > A2146
NJ A2146
NJ A2146Prohibits discrimination with respect to charging of rates of premiums for disability and accident insurance.
summary
Introduced
01/13/2026
01/13/2026
In Committee
01/13/2026
01/13/2026
Crossed Over
Passed
Dead
Introduced Session
2026-2027 Regular Session
Bill Summary
This bill prohibits discrimination against any person or group of persons because of race, creed, color, national origin, ancestry, or sex of the person or group of persons in the issuance, withholding, extension, or renewal of any policy of disability or accident insurance or annuity. Likewise, the bill prohibits discrimination on these bases in the fixing of the rates of, terms or conditions of, or in the issuance or acceptance of any application for disability or accident insurance. Current law does not prohibit discrimination with respect to disability and accident insurance based on race, creed, color, national origin, ancestry, or sex. Massachusetts recently enacted a law (Bill H.482/S.545) prohibiting any distinction, classification, or discrimination on the basis of race, color, religion, sex, marital status, or national origin, in the amount or payment of premiums or rate charges, or in the benefits payable, or in any of the other terms or conditions of any group or individual disability or accident insurance. This bill is modeled after the Massachusetts law.
AI Summary
This bill amends existing law to prohibit discrimination in disability and accident insurance based on race, creed, color, national origin, ancestry, or sex. Specifically, it prevents insurers from discriminating in the issuance, withholding, extension, or renewal of these policies, or in setting the rates, terms, or conditions for them, or in accepting applications. This change extends protections that already exist for life and health insurance to disability and accident insurance, aligning with similar legislation recently passed in Massachusetts.
Committee Categories
Business and Industry
Sponsors (2)
Last Action
Introduced, Referred to Assembly Financial Institutions and Insurance Committee (on 01/13/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.njleg.state.nj.us/bill-search/2026/A2146 |
| BillText | https://pub.njleg.gov/Bills/2026/A2500/2146_I1.HTM |
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