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Bill > A855


NJ A855

NJ A855
Requires public high school students to receive financial literacy instruction on higher education costs, student financial assistance, and cryptocurrencies.


summary

Introduced
01/13/2026
In Committee
01/13/2026
Crossed Over
Passed
Dead

Introduced Session

2026-2027 Regular Session

Bill Summary

Current high school graduation requirements (N.J.A.C.6A:8-5.1) include a requirement that a student complete at least 2.5 credits in financial, economic, business, and entrepreneurial literacy. This bill requires every board of education to include, in the curriculum of secondary students on financial, economic, business, and entrepreneurial literacy, instruction on:· the application process for financial aid for higher education;· the costs of higher education and the different types of loans, grants, and other student assistance that may be available to pay those costs;· a student's rights and responsibilities regarding student loans, including payment options and resources to aid in decision making; and· cryptocurrencies, assessment of investment risk, and awareness of "get rich quick" scams.

AI Summary

This bill mandates that public high schools in New Jersey must incorporate specific financial literacy topics into their existing curriculum for secondary students, which already requires at least 2.5 credits in financial, economic, business, and entrepreneurial literacy. The new requirements include instruction on how to apply for financial aid for college, understanding the costs associated with higher education, and the various forms of student assistance like loans and grants available to cover these expenses. Furthermore, students will learn about their rights and obligations concerning student loans, including repayment options and resources to help them make informed decisions. The bill also adds instruction on cryptocurrencies, how to assess investment risks, and how to recognize fraudulent "get rich quick" schemes.

Committee Categories

Education

Sponsors (2)

Last Action

Introduced, Referred to Assembly Education Committee (on 01/13/2026)

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