Bill
Bill > A3280
summary
Introduced
01/13/2026
01/13/2026
In Committee
01/13/2026
01/13/2026
Crossed Over
Passed
Dead
Introduced Session
2026-2027 Regular Session
Bill Summary
This bill mandates renter's insurance for individuals entering into or renewing a lease agreement for a dwelling unit. As used in this bill, "renter's insurance" means an insurance policy or contract that protects an individual leasing a dwelling unit against loss of personal property, liability claims, or additional living expenses incurred from the temporary displacement of the individual from the dwelling unit.
AI Summary
This bill mandates that individuals must obtain renter's insurance when they sign a new lease agreement or renew an existing one for a dwelling unit, which is defined as a self-contained living space within a residential structure that has essential utilities and facilities. Renter's insurance is explained as a policy that covers a tenant's personal property against loss, protects them from liability claims, and pays for additional living expenses if they are temporarily forced to leave their home. The bill will become effective 90 days after it is enacted and will apply to all lease agreements made or renewed on or after that date.
Committee Categories
Housing and Urban Affairs
Sponsors (1)
Last Action
Introduced, Referred to Assembly Housing Committee (on 01/13/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.njleg.state.nj.us/bill-search/2026/A3280 |
| BillText | https://pub.njleg.gov/Bills/2026/A3500/3280_I1.HTM |
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