Bill > A971

Introduced Session

This bill prohibits a motor vehicle liability insurance policy from limiting the full payment of recovery amounts under a covered person's policy. Specifically, the bill prohibits a motor vehicle liability insurance policy from restricting the amount that may be recovered by a named insured or listed driver under the policy, or a resident relative in the named insured's household, to an amount less than the maximum recovery limit provided in the policy for bodily injury liability, property damage liability, and uninsured and underinsured motorist coverage. If the policy insures more than one private passenger automobile, the limits available to the named insured or listed driver under the policy, or a resident relative in the named insured's household shall be the limits associated with the vehicle used by the named insured or listed driver under the policy, or resident relative in the named insured's household when the loss occurs. The bill requires any authorized insurer that restricts the amount that can be recovered for bodily injury or death sustained by any person other than a named insured or listed driver under the policy, or a resident relative in the named insured's household, to disclose that information, including its location in the policy, prominently on the applicable policy declaration page.

AI Summary

Committee Categories

Carol Murphy (D)*,  Ellen Park (D)*,  Annette Quijano (D), 

Introduced, Referred to Assembly Financial Institutions and Insurance Committee (on 01/13/2026)

Official Document