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Bill > H7336


RI H7336

RI H7336
Adds property damage to statutory underinsured motor coverage, rather than just uninsured motorist coverage, as it is presently.


summary

Introduced
01/28/2026
In Committee
01/28/2026
Crossed Over
Passed
Dead

Introduced Session

2026 Regular Session

Bill Summary

This act would add property damage to statutory underinsured motor coverage, rather than just uninsured motorist coverage, as it is presently. This act would take effect upon passage.

AI Summary

This bill amends Rhode Island General Laws Section 27-7-2.1, which deals with uninsured motorist coverage, to include property damage under "underinsured motor coverage" in addition to the current "uninsured motor coverage." Currently, this type of insurance primarily covers bodily injury or death caused by drivers who have no insurance or insufficient insurance. The bill specifically inserts the phrase "property damage" into the definition of an "underinsured motorist," meaning that if a driver has insurance but it's not enough to cover the property damage you've suffered, this coverage would apply. This change aims to broaden the protection offered to policyholders when they are involved in accidents with drivers who are underinsured for property damage. The bill also states that it will take effect immediately upon its passage.

Committee Categories

Business and Industry

Sponsors (10)

Last Action

Withdrawn at sponsor's request (on 02/09/2026)

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