Bill
Bill > A3440
summary
Introduced
01/13/2026
01/13/2026
In Committee
01/13/2026
01/13/2026
Crossed Over
Passed
Dead
Introduced Session
2026-2027 Regular Session
Bill Summary
This bill requires health insurers (health, hospital and medical service corporations, commercial individual and group health insurers, health maintenance organizations, health benefits plans issued pursuant to the New Jersey Individual Health Coverage and Small Employer Health Benefits Programs, the State Health Benefits Program, and the School Employees' Health Benefits Program) to provide health benefits coverage for any expenses incurred in the provision of private duty nursing services. Under the bill, private duty nursing services are subject to the same deductibles, coinsurance, and other cost sharing as apply to similar services under the contract, policy, or plan. Nothing in the bill is intended to prevent a contract, policy, or plan from requiring prior authorization for services. As used in the bill, "private duty nursing services" means nursing services for recipients who require more individual and continuous care than is available from a visiting nurse or routinely provided by the nursing staff of the hospital or skilled nursing facility. These services are provided: (1) by a registered nurse or a licensed practical nurse; (2) under the direction of the recipient's physician; and (3) to a recipient in that person's own home, a hospital, or a skilled nursing facility.
AI Summary
This bill mandates that various health insurance providers, including hospital and medical service corporations, individual and group health insurers, health maintenance organizations (HMOs), and state-administered health plans like the State Health Benefits Program and the School Employees' Health Benefits Program, must cover expenses for private duty nursing services. Private duty nursing services are defined as continuous, individualized nursing care provided by a registered nurse (RN) or licensed practical nurse (LPN) under a physician's direction, either in a patient's home, a hospital, or a skilled nursing facility, for individuals needing more intensive care than typically offered by visiting nurses or regular hospital/facility staff. These services will be subject to the same deductibles, coinsurance, and other cost-sharing requirements as other similar services covered by the plan, and insurers can still require prior authorization for these services.
Committee Categories
Business and Industry
Sponsors (2)
Last Action
Introduced, Referred to Assembly Financial Institutions and Insurance Committee (on 01/13/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.njleg.state.nj.us/bill-search/2026/A3440 |
| BillText | https://pub.njleg.gov/Bills/2026/A3500/3440_I1.HTM |
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