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Bill > A236
NJ A236
NJ A236Prohibits insurers from raising medical malpractice liability insurance premiums under certain circumstances.
summary
Introduced
01/13/2026
01/13/2026
In Committee
01/13/2026
01/13/2026
Crossed Over
Passed
Dead
Introduced Session
2026-2027 Regular Session
Bill Summary
This bill provides that an insurer shall not increase the premium of any medical malpractice liability insurance policy based on a claim of medical negligence or malpractice against an insured unless the claim, as defined in the bill, results in a medical malpractice claim settlement, judgment, or arbitration award against the insured.
AI Summary
This bill amends existing law to prohibit insurers from raising the premium on medical malpractice liability insurance policies solely because a claim of medical negligence or malpractice has been filed against a healthcare provider, referred to as the "insured." Instead, an insurer can only increase the premium if that claim actually results in a settlement, judgment, or arbitration award against the insured. The bill also clarifies that a "claim" includes any demand for damages related to a medical incident or the insured's notification to the insurer about a professional act or omission that could lead to such a demand. This change aims to prevent premium increases based on unsubstantiated allegations, providing more protection to healthcare professionals.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
Introduced, Referred to Assembly Financial Institutions and Insurance Committee (on 01/13/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.njleg.state.nj.us/bill-search/2026/A236 |
| BillText | https://pub.njleg.gov/Bills/2026/A0500/236_I1.HTM |
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