Bill
Bill > A2853
summary
Introduced
01/13/2026
01/13/2026
In Committee
01/13/2026
01/13/2026
Crossed Over
Passed
Dead
Introduced Session
2026-2027 Regular Session
Bill Summary
This bill requires liability insurance coverage for special automobile insurance policies. Under the bill, special automobile insurance policies will be required to have liability insurance coverage, in an amount or limit of $5,000, to insure against loss resulting from liabilities imposed by law for the bodily injury or death of one or more persons in an accident. The bill additionally requires each policy to maintain liability insurance coverage, in an amount or limit of $5,000, to insure against loss resulting from liabilities imposed by law for property damages. Finally, the bill removes special automobile insurance policies from the definition of an "uninsured motor vehicle."
AI Summary
This bill requires that "special automobile insurance policies," which are designed for low-income individuals eligible for government subsidized programs, must now include liability insurance coverage. Specifically, these policies will need to cover $5,000 for property damage and $5,000 for bodily injury or death per accident. Additionally, the bill removes these special policies from the definition of an "uninsured motor vehicle," meaning they will no longer be treated as if they have no insurance when determining liability in accidents.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
Introduced, Referred to Assembly Financial Institutions and Insurance Committee (on 01/13/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.njleg.state.nj.us/bill-search/2026/A2853 |
| BillText | https://pub.njleg.gov/Bills/2026/A3000/2853_I1.HTM |
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