Bill

Bill > A1023


NJ A1023

NJ A1023
Requires workers' compensation, PIP, and health insurance coverage for the medical use of cannabis under certain circumstances.


summary

Introduced
01/13/2026
In Committee
01/13/2026
Crossed Over
Passed
Dead

Introduced Session

2026-2027 Regular Session

Bill Summary

This bill requires workers' compensation, personal injury protection (PIP), and health insurance coverage for the medical use of cannabis under certain circumstances. The bill provides that personal injury protection automobile insurance benefits, workers' compensation benefits, and health benefits plans must include coverage for costs associated with the medical use of cannabis, provided that the insured, employee, or covered person is a qualifying patient authorized for the medical use of cannabis pursuant to the "Jake Honig Compassionate Use Medical Cannabis Act," P.L.2009, c.307 (C.24:6I-1 et al). In addition, the bill provides that an employer or workers' compensation insurance carrier, private passenger automobile insurance carrier, or health insurance carrier is not required to provide coverage or benefits for costs associated with the medical use of cannabis upon intervention by the federal government to enforce of the federal "Controlled Substances Act" (21 U.S.C. s.801 et seq.). Lastly, the bill provides that an employer, insurer, or health insurance carrier shall, if for any reason payment by the employer, insurer, or health insurance carrier to the medical cannabis dispensary is not feasible, remit directly to the insured, employee, or covered person the costs for any benefits associated with the medical use of cannabis upon proof of payment by the insured, employee, or covered person to the medical cannabis dispensary.

AI Summary

This bill mandates that workers' compensation, personal injury protection (PIP) automobile insurance, and health insurance plans must cover the costs associated with the medical use of cannabis for individuals who are authorized qualifying patients under the "Jake Honig Compassionate Use Medical Cannabis Act." PIP refers to the coverage that pays for medical expenses and lost wages for those injured in a car accident, regardless of fault. However, these insurance providers are not required to provide coverage if the federal government intervenes to enforce the federal "Controlled Substances Act," which classifies cannabis as an illegal drug. If an insurance provider cannot directly pay a medical cannabis dispensary, they must reimburse the patient, employee, or covered person for their expenses upon proof of payment.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Introduced, Referred to Assembly Financial Institutions and Insurance Committee (on 01/13/2026)

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